Rates & Fees  

South Bend Firefighters Credit Union Fee Schedule

These are the fees charged for the listed services

Have questions about fees or rates? Here is your first stop to get the information you need. We're always here to help, if you need any other assistance, feel free to visit our contact us page Here.

Loan terms, Rates, and APR

Loan Type Rate APR Term
All New & Used Autos/Motorcycles 2.99 2.99 72 Months
Boats, Boat Motor& Trailer 3.99 3.99 72 Months
Jet Skis, ATV's, Snowmobiles 5.90 5.90 72 Months
Recreational Vehicles, Trailers, Campers 5.90 5.90 72 Months
Home Equity Loans - Open End Lines 6.00 6.00 Up to 20 Years
Home Equity 1st Position Closed End 3.25 3.25 Up to 20 Years
Home Equity 2nd Position Closed End 3.75 3.75 Up to 20 Years
Unsecured Loans 6.00 6.00 Up to 48 Months
Unsecured Loans longer term 7.00 7.00 Up to 60 Months

** For a $20,000 new car loan for a term of 60 months with a 2.75% APR, the monthly payment will be $367.00.

RATES SUBJECT TO CHANGE

Lost or stolen Visa ATM/Debit Card? Call the Credit Union or if after hours call 800-523-4175.

Lost or Stolen Visa Card? Log into your Visa account and flag it lost or stolen or after hours call 800-289-5929.

Savings Accounts Quarter Dividends

Account Rate APR
Regular IRA's Under & Over $10,000 0.20 0.20
Christmas Club, Special, Vacation Accounts 0.20 0.20
Home Tax Account 0.20 0.20
Share Draft up to $1,000 0.00 0.00
Share Draft over $1,000 0.01 0.01

Certificates of Deposit Rates & Terms

Certificate Type Rate APY
1 Year Certificate .65% .65%
18 Month Certificate .90% .90%
2 Year Certificate .90% .90%
3 Year Certificate .90% .90%

RATES SUBJECT TO CHANGE

Fees charged per service

Service Fees
Overdraft $10.00
Returned Checks $20.00
Copy of a Check $5.00
Stop Payment $15.00
Incoming Wire $5.00
Outgoing Wire $20.00
Statement Copy $5.00
Account Activity printout $2.00
ACH Return $20.00
ACH Overdraft $20.00
Deposited Checks Returned Unpaid $20.00
Tax Levy on Account per Order $20.00
Christmas Skip a Loan (Per Loan) $15.00

ACH = Automated Clearing House or PreAuthorized Automatic Payment from members Account. Have any questions? Contact Us